Everyfinancefunction.OneAI-nativeworkspace.
Planning, accounting, tax, banking, investments and more — plus an AI analyst that reads your documents and proposes the next entry. Built to your country's laws.
01 / Manifesto
Finance shouldn't live in twelve tabs. FinLancer brings planning, accounting, tax, banking and reporting into one governed workspace — with an AI analyst that reads every document and proposes the next entry.
02 / Platform
18 categories.
189 activities.
Most of the platform is live today — for you, for a business you run, or for both, switching as you switch workspaces. A handful of activities that need real-world infrastructure we don't have yet (a licensed payment gateway, a lending product) are clearly marked as coming soon, never faked.
- 01
Financial Planning
11 activitiesModel where the money is going before it goes there. — Budgeting · Cash Flow Planning · Scenario Planning
- 02
Accounting
14 activitiesThe books, kept — ledgers, reconciliation, and closing. — Bookkeeping · Accounts Payable · Bank Reconciliation
- 03
Cash & Treasury Management
8 activitiesKnow your cash position and working capital in real time. — Cash Flow Monitoring · Liquidity Management · Treasury Management
- 04
Tax Management
11 activitiesIndia-ready GST and TDS tooling, extensible to any country. — GST Management · TDS Calculation · Tax Reconciliation
- 05
Banking
11 activitiesUPI, NEFT, RTGS, IMPS and card management in one place. — UPI Payments · EMI Management · Cheque Management
- 06
Investments
13 activitiesTrack equity, funds, deposits and portfolio risk together. — Mutual Funds · Portfolio Management · Investment Risk Analysis
- 07
Credit & Debt Management
11 activitiesLoans, EMIs and credit health, tracked end to end. — Loan Management · EMI Calculation · Credit Score Monitoring
- 08
Financial Analysis
13 activitiesRatios, margins and variance — the numbers behind the numbers. — Ratio Analysis · Variance Analysis · ROI Analysis
- 09
Corporate Finance
11 activitiesCapital raising, M&A and valuation for growing companies. — Capital Budgeting · Business Valuation · Investor Relations
- 10
Financial Risk Management
11 activitiesSee credit, market and fraud risk before they become losses. — Credit Risk · Fraud Risk · Risk Assessment
- 11
Audit & Compliance
9 activitiesInternal controls and regulatory reporting, always audit-ready. — Internal Audit · Compliance Monitoring · Regulatory Reporting
- 12
Procurement & Expense Management
11 activitiesFrom purchase order to reimbursement, fully tracked. — Purchase Orders · Expense Claims · Vendor Reconciliation
- 13
Payroll & Employee Finance
13 activitiesSalary, PF, ESI and reimbursements — payroll without the spreadsheets. — Payroll Processing · PF · ESI
- 14
Financial Reporting
11 activitiesP&L, balance sheet and management reports, generated for you. — Profit & Loss Statement · Balance Sheet · Financial Dashboards
- 15
Personal Finance
14 activitiesEverything above, scaled down for your own money. — Personal Budgeting · Net Worth Tracking · Goal-based Saving
- 16
FinTech
15 activitiesDigital payments, lending and KYC for the modern stack. — Digital Payments · Digital Lending · Digital KYC
03 / AI analyst
Drop in a document.
Get a bookkeeping decision.
01Upload anything
Invoices, bank statements, payslips, receipts — PDF, image or spreadsheet.
02AI reads it
Classifies the document and extracts every field that matters.
03You approve
Nothing reaches your books until you accept, edit or dismiss it.
invoice_acme_corp.pdf
248 KB · analysing
Detected
Vendor invoice · Acme Corp
Amount
₹48,850.00
GST (18%)
₹7,452.00
04 / How it works
From sign-up to insight in four steps.
01
Create your workspace
Sign up in under a minute. No credit card.
02
Pick your country
Currency, tax rules and payment rails adapt to your laws.
03
Bring your data
Upload documents or enter transactions directly.
04
Act on insight
Review AI suggestions and watch your reports update.
FREE / Converter
Convert your files.
Free. Private.
Images, PDFs, spreadsheets, Word documents and more. It runs right in your browser, so your files never leave your device. No sign-up, no watermark, no daily limit.
Images
to PNG, JPG, WebP, PDF (combine several into one)
to PNG or JPG pages, plain text
Excel
to CSV, TSV, JSON
CSV / TSV / JSON
to each other, and Excel
Word (.docx)
to text, HTML
Markdown / HTML / text
to HTML, text, Markdown
Everything happens on your device: nothing is uploaded, stored or seen by us. Audio and video files aren't supported yet.
05 / Pricing
Made for you. Or for your business.
Pick a track — both start free. Features tagged SOON are rolling out, and your plan unlocks them as they launch. There's no payment gateway during early access, so plan upgrades are handled by our team.
Prices convert from USD at live exchange rates for reference — billing is in USD.
Personal Free
$0forever
Track your money, budgets and savings goals.
- —Income, expense & category budgets
- —Savings goals, emergency fund & net worth
- —Debt, loan, EMI & credit-score tracking
- —Cash-flow & expense forecasts
- —AI analyzer for receipts, bills & statements
Personal Pro
Most chosen$7per month
Grow and protect your wealth as your life gets bigger.
- —Everything in Personal Free
- —Investment tracking — stocks, mutual funds, bonds, FDs & more
- —Retirement & income-tax planning (old vs new regime, India)
- —Insurance & credit-card management
- —Crypto, robo-advisory & digital KYC tools
- —Priority support
06 / Security
Finance data deserves more than a login screen.
Row-level security
Every table is locked down in Postgres itself, so your data is scoped to your organization at the database layer.
Encrypted identifiers
GSTIN, PAN and other identifiers are encrypted (AES-256-GCM) before storage and masked wherever they appear.
Server-only secrets
Service keys and AI credentials never reach the browser — enforced at build time, not just by convention.
Full audit trail
Logins, plan changes, admin actions and document access are written to an append-only log.
Human-in-the-loop AI
The analyzer proposes; nothing posts to your books until you explicitly accept it.
Honest about what's next
2FA, upload virus-scanning and formal SOC 2-style audits are on the roadmap — we'd rather say so.
07 / News
What's changing in tax and compliance.
Balance the books.
Then forget them.
Free to start · No card