184 features, live today.

Your key numbers at a glance the moment you sign in.

Upload any financial document and let AI classify it, extract the data, and suggest the next action.

Talk your finances through with an AI advisor (by text or voice) and see a forecast of where you are heading.

Set spending limits by category and see them tracked against what you actually spend.

A trend-based revenue and expense forecast, from your own history.

Forecast your balance day by day from bills, subscriptions, EMIs and income, and spot a shortfall before it happens.

Set a revenue target and track progress against it, period by period.

See what is fixed, what is flexible and what is left each month, and what your subscriptions really cost.

Set a profit target and track progress against it, period by period.

Adjust growth assumptions and see a projected profit and loss, saved and compared side by side.

Adjust growth assumptions and see a projected profit and loss, saved and compared side by side.

How much revenue (or how many units) covers your fixed costs.

Is a purchase or project worth it: payback period, net present value and internal rate of return.

A double-entry ledger built from your bank records, invoices and bills, with a chart of accounts and manual journal entries.

Track bank, cash, wallet and card accounts and every transaction in one place.

Enter supplier bills, see what you owe and when, and record payments.

Who owes you money and how late it is, by customer and age.

Every account with its entries and running balance.

Record and review journal entries. Entries you write are permanent: correct one by reversing it.

Tick off transactions against a bank or card statement and see what is still outstanding.

Create and send invoices, and track what's paid and what's overdue.

Create invoices with tax applied and track their status.

Run payroll for a month: gross to net for every active employee, posted to the ledger as one balanced entry per employee.

Track what the business owns: cost, purchase date and useful life.

Straight-line depreciation, posted to the ledger a month at a time.

Lock a month so nothing in it can change by accident.

Zero income and expenses into retained earnings for the year, then lock it.

Every bank, cash, wallet and card account, in one bookkeeping view.

Current ratio, working capital and balance-sheet composition at a glance.

Add and track every bank, cash, wallet and card account your business holds.

Opening cash, money in and out by category, and closing cash — by account.

Current assets against current liabilities, worked out from your own ledger.

Current and quick ratios, so you know how easily you can cover what's due.

A rate book of the exchange rates you enter, with your foreign-currency balances, receivables and debts valued in your home currency.

Income tax planning, and GST and TDS return preparation, all in one place.

Apply GST rates and see a computed tax summary (India).

GSTR-1 and GSTR-3B, prepared from your invoices and bills.

Quick TDS deduction calculator (India).

Salary TDS by employee, ready for Form 24Q.

Compare the old and new tax regimes on your income and see which costs less (India).

Work out your advance tax instalments and due dates for the year (India).

Track 80C, health insurance, home loan interest and other deductions against their limits (India).

GSTR-1 and GSTR-3B figures worked out from invoices and bills already entered.

An audit trail of every recorded action, for tax record-keeping.

Compare the old and new tax regimes on your income and see which costs less (India).

Compare UPI, IMPS, NEFT and RTGS: limits, speed and which to use for a payment.

Compare UPI, IMPS, NEFT and RTGS: limits, speed and which to use for a payment.

Compare UPI, IMPS, NEFT and RTGS: limits, speed and which to use for a payment.

Compare UPI, IMPS, NEFT and RTGS: limits, speed and which to use for a payment.

Compare UPI, IMPS, NEFT and RTGS: limits, speed and which to use for a payment.

Track credit cards, limits, utilisation and payment due dates.

Keep your debit cards in one place with expiry reminders and daily limits.

Track cheques issued and received, from pending through to cleared, bounced or cancelled.

Track every loan and EMI: what you owe, the next due date and when you will be debt-free.

Track every loan and EMI: what you owe, the next due date and when you will be debt-free.

Track everything you invest in, see its worth, gain or loss and how it is spread out.

Keep your shares in one place with what you paid and what they are worth now.

Keep your shares in one place with what you paid and what they are worth now.

Track mutual fund holdings and SIPs, and see the return on each.

Track bonds and debentures with their rate and maturity.

Track fixed deposits: interest earned so far, maturity date and maturity amount.

Track recurring deposits: what you have put in, what it has earned and what it matures to.

Track your exchange-traded funds and how they are doing.

Track government securities, treasury bills and similar holdings.

Track retirement savings such as PPF, EPF and NPS alongside your other holdings.

Track everything you invest in, see its worth, gain or loss and how it is spread out.

Track everything you invest in, see its worth, gain or loss and how it is spread out.

Check how concentrated your portfolio is and how it compares with a target mix.

Track credit cards, limits, utilisation and payment due dates.

Track every loan and EMI: what you owe, the next due date and when you will be debt-free.

Track every loan and EMI: what you owe, the next due date and when you will be debt-free.

See how ready you are for a loan application: your debt-to-income ratio, credit score and the documents to gather.

EMI, interest and prepayment calculators that show the real cost of a loan.

EMI, interest and prepayment calculators that show the real cost of a loan.

Log your credit score from the bureau and see how it moves over time.

Compare the avalanche and snowball methods and see how extra payments clear your debts sooner.

Check whether moving a loan to a lower rate or a new term saves money after fees.

See your debt-to-income ratio and how much more you could comfortably borrow.

See your debt-to-income ratio and how much more you could comfortably borrow.

Revenue, costs, margins, cash flow, variances and KPIs, with trends and comparisons.

Revenue, costs, margins, cash flow, variances and KPIs, with trends and comparisons.

Profit and margin month by month, so you can see whether the business is getting more or less profitable.

What the balance sheet is made of, and how it compares with the period before.

Cash in and out each month, the burn rate and how many months the cash would last.

Current ratio, working capital and debt-to-equity, from your balance sheet.

Where the money goes, by category, and which costs are growing fastest.

Profit and margin month by month, so you can see whether the business is getting more or less profitable.

How actual spending compares with each budget, month by month.

Return on capital employed, from your balance sheet and profit and loss.

Return on equity: profit as a share of what the owners have invested.

Return on assets: profit as a share of everything the business owns.

Track the key numbers against the previous period.

Business valuation, dividend declarations and capital-project planning, in one place.

Plan and track funding rounds (equity, convertible, debt or grants): the target, what has been raised, and the post-money valuation each equity round implies.

A cap table of who holds how many shares, plus a round modeller that shows the new share price and how much every holder is diluted.

Track business loans and EMIs the same way as any other debt.

Set spending limits by category and track them against real transactions.

Payback period, net present value and internal rate of return for a purchase or project.

A deal pipeline for acquisitions, mergers, divestitures and partnerships, from sourcing through due diligence to close.

Three independent estimates — discounted cash flow, an earnings multiple and book value — from your own numbers.

Declare a dividend against retained earnings, posted straight to the ledger.

A simple investor list, from prospect to invested, with commitments and follow-up dates so no conversation goes quiet.

Track restructuring initiatives (cost reduction, debt restructuring, divestments, reorganisations) with status, target date and expected impact.

A risk register for credit, operational, fraud and compliance risks, plus the ratios that flag them early.

Receivables ageing by customer, so a slow payer doesn't surprise you.

Stress-test your investments: choose how far each kind of asset falls or rises and see the effect on your portfolio, plus how concentrated it is.

Current ratio, quick ratio and working capital, from your own ledger.

See what a rise or fall in interest rates would add to or take off your yearly interest bill, loan by loan, once you mark which loans float.

Your assets and debts in each currency, valued at exchange rates you enter, with a what-if for a currency moving against you.

Log a suspected fraud risk with its likelihood, impact and a mitigation plan.

Track operational risks with a likelihood, impact and mitigation plan, updated as they change.

Business insurance policies, renewal reminders and coverage, in one list.

A flat, manually-maintained register of the risks your business is watching.

Log internal-control gaps and weaknesses as trackable risk entries.

An audit trail of every action on your records, plus a compliance checklist for filings and controls.

Review every recorded action on your workspace's records, most recent first.

The same audit trail an external auditor will want to see.

Trace what happened to your financial records, action by action.

Track statutory filings and internal-control items with due dates, ticked off as you complete them.

Review where costs went with a full cost-analysis breakdown.

Log a suspected fraud as a risk-register entry, with likelihood, impact and a mitigation plan.

A checklist for the internal controls you test and re-test.

GST and TDS return figures worked out from invoices, bills and payroll already entered.

Purchase orders and expense claims, from request to reimbursement.

Track what you've ordered from a vendor and its status, from draft to received.

Supplier bills and the payments against them, in one place.

Log an employee's or your own expense and move it through approval to reimbursement.

The same expense-claims tracker, from submission through to reimbursement.

Log travel costs as expense claims, categorised and tracked to reimbursement.

Set spending limits by category and track purchases against them.

Match what you owe a vendor against the bills and payments already recorded.

See where the money goes, and what grew, with a full cost breakdown.

Move a claim from submitted to approved or rejected before it's reimbursed.

Totals awaiting review, approved and reimbursed, from your expense claims.

An employee register and a monthly payroll run that works out PF, ESI and TDS and posts it to the ledger.

An employee register and a monthly payroll run that works out PF, ESI and TDS and posts it to the ledger.

Run payroll for a month: gross to net for every active employee, posted to the ledger as one balanced entry per employee.

Run payroll for a month: gross to net for every active employee, posted to the ledger as one balanced entry per employee.

Run payroll for a month: gross to net for every active employee, posted to the ledger as one balanced entry per employee.

Run payroll for a month: gross to net for every active employee, posted to the ledger as one balanced entry per employee.

Post a one-off bonus for an employee, straight to the ledger.

Post a one-off incentive payment for an employee, straight to the ledger.

Log an employee's expense and move it through submitted, approved and reimbursed.

Track a loan given to an employee as outstanding until it's repaid.

Track a salary advance given to an employee as outstanding until it's repaid.

Tick payroll payments off against your bank statement, the same as any other reconciliation.

Every payroll run for a month, one row per employee, with totals.

Profit and loss, cash flow, receivables, budget vs actual and a summary of how the business is doing.

Profit and loss, cash flow, receivables, budget vs actual and a summary of how the business is doing.

What the business owns, what it owes and what is left for the owners, on any date.

Where the money came from and went, and how your cash balance moved over a period.

Every account with its debit or credit balance, and a check that the books balance.

The general ledger for any period, account by account.

Who owes you money and how late it is, by customer and age.

What you owe suppliers and how late it is, by vendor and age.

How each budget is doing against spending so far, and where it is heading by the end of the period.

The numbers that matter on one page: income, profit, cash, what you are owed and how long the cash lasts.

The numbers that matter on one page: income, profit, cash, what you are owed and how long the cash lasts.

Your money at a glance: accounts, income and spending.

Record every rupee that comes in - salary, freelance, interest - and see it by month.

Log what you spend, by category, and see where your money goes each month.

Set spending limits by category and track them against real transactions.

Set savings goals, build an emergency fund and watch your progress.

Build a safety net worth several months of expenses, with a target based on your real spending.

Keep every policy in one place, see renewals coming up and check your life cover.

Track everything you invest in, see its worth, gain or loss and how it is spread out.

Compare the old and new tax regimes on your income and see which costs less (India).

Work out how much you need to retire, whether you are on track and what to save each month.

Track every loan and EMI: what you owe, the next due date and when you will be debt-free.

Track credit cards, limits, utilisation and payment due dates.

See what you own, what you owe and your net worth across all accounts.

Set savings goals, build an emergency fund and watch your progress.

How UPI, cards, net banking and wallets compare, and how to stay safe paying digitally.

How UPI, cards, net banking and wallets compare, and how to stay safe paying digitally.

Every bank, cash, wallet and card account, managed from one bookkeeping view.

Track the money in your mobile wallets alongside your bank accounts.

Keep track of buy-now-pay-later purchases: what you still owe and when each instalment is due.

Answer a few questions to see an illustrative asset mix, and how far your holdings are from it.

Keep every policy in one place, see renewals coming up and check your life cover.

An audit trail of every recorded action, for your own compliance record-keeping.

Track everything you invest in, see its worth, gain or loss and how it is spread out.

Track your crypto holdings, their gain or loss and a rough estimate of the tax on selling.

A checklist to keep your KYC, PAN, Aadhaar links and nominees in order (India).

Log suspected fraud in the risk register and track it through to resolution.